Connecticut Electricity Rates: Why So High?

If you live in Connecticut and dread opening your electric bill, you're not imagining things. The average Connecticut household pays between 27 and 32 cents per kilowatt-hour for electricity in 2026 — roughly 52 to 54 percent above the national average. That translates to monthly bills of $172 to $252 depending on your utility, your usage, and the time of year. Only a handful of states in the entire country charge more.

The typical Connecticut home uses about 678 to 700 kWh per month. At current rates, that means you're spending $2,000 to $3,000 per year just to keep the lights on, the fridge running, and the house at a comfortable temperature. And unlike states where rates are stable and predictable, Connecticut's rates swing every six months when Standard Service supply prices reset on January 1 and July 1.

The situation is frustrating, but it's not hopeless. Connecticut is a deregulated state, which means you have options. You can compare electricity suppliers, take advantage of state-funded efficiency programs, explore solar even without the federal tax credit, and tap into low-income assistance if you qualify. This guide walks through all of it — why your rates are so high, what you're actually paying for, and what you can realistically do about it.

Why Connecticut Electricity Rates Are So High

Connecticut's electricity prices are not high for one simple reason. Six separate factors stack on top of each other to push your bill well above the national average.

Natural Gas Pipeline Constraints

Natural gas fuels roughly 60 percent of Connecticut's electricity generation. That would not be a problem if gas were cheap to deliver here — but it is not. New England has severely constrained natural gas pipeline capacity, and the region pays approximately 45 percent more for natural gas than Pennsylvania, even though the fuel comes through the same pipeline network.

Making matters worse, ISO New England (the regional grid operator) uses marginal pricing. That means the most expensive power plant needed to meet demand at any given moment sets the price for all generators. Since gas plants are usually the most expensive ones running, the region's pipeline constraints inflate the price of every kilowatt-hour on the grid — even power from nuclear, wind, or hydro sources.

In winter, the problem intensifies. Natural gas competes with home heating demand, which drives prices even higher during the months when Connecticut households need the most energy.

Transmission Cost Escalation

Transmission charges on Eversource bills have risen 63 percent since 2018. These are the costs of moving high-voltage power from generators to your local grid, and they're regulated by the Federal Energy Regulatory Commission (FERC) — not by Connecticut's state regulator, PURA. That means Connecticut has limited leverage over these charges.

ISO New England utilities spent $11.2 billion on transmission projects between 2022 and 2023, with another $1.5 billion planned through 2027. Those investments get passed directly to ratepayers. Transmission now accounts for about 15 percent of the average Connecticut electricity bill, up from 12 percent in 2021.

The Millstone Nuclear Contract

Millstone Nuclear Power Station in Waterford is the largest power plant in New England. In 2019, the state signed a bipartisan 10-year power purchase agreement requiring Eversource and United Illuminating to buy up to 50 percent of Millstone's output at $49.99 per megawatt-hour (about 5 cents per kWh).

The idea was to preserve carbon-free nuclear power and the 1,500 jobs at the plant. The problem: when wholesale electricity market prices drop below that contract price, Connecticut ratepayers cover the difference. In 2024, low natural gas prices meant ratepayers were subsidizing Millstone significantly — adding roughly $30 per month to many household bills. The Millstone contract was one of the biggest drivers of the painful 2024 rate spike.

The contract runs through 2029, and renewal discussions are expected to be contentious.

Over $1 Billion in Public Benefits Charges

Connecticut ratepayers collectively pay over $1 billion per year in public benefits charges. These fund energy efficiency programs (Energize CT), renewable energy mandates, low-income assistance, clean energy initiatives, and grid reliability improvements.

These programs deliver real value — weatherization assistance, heat pump rebates, and bill assistance for low-income households all come from this pot. But the sheer size of the annual bill is staggering, and it shows up as a distinct line item on every customer's bill.

In 2025, the state borrowed $155 million through rate reduction bonds to help offset public benefits charges, saving customers an estimated $5 to $10 per month starting in September 2025. Legislation (SB 4) also authorized utilities to securitize storm costs and advanced metering rollout expenses to spread them over a longer period at lower interest rates.

Renewable Portfolio Standard Costs

Connecticut's Renewable Portfolio Standard (RPS) requires utilities to source a percentage of electricity from renewable sources. Those compliance costs flow through to ratepayers via the public benefits charge. The Class I RPS requirement was set to reach 32 percent, but the state is reducing it to 25 percent in 2026 — and from 40 percent to 29 percent by 2030. Connecticut became the first state in the region to scale back RPS targets, specifically to ease the burden on ratepayers.

Short-Term Procurement Model

Connecticut utilities are limited to short-term supply contracts, typically just six months at a time. They cannot lock in long-term fixed rates, which means they're fully exposed to wholesale market volatility. This is why Standard Service rates can swing dramatically from one six-month period to the next — and why many customers feel blindsided when rates jump in January or July.

How Connecticut's Deregulated Market Works

Connecticut deregulated its electricity market in 1998, with customer choice beginning in 2000. Under deregulation, the state's two utilities — Eversource and United Illuminating — were required to divest their power plants. They can no longer generate electricity. Instead, they must buy supply from third-party generators through competitive procurement.

Here's what that means for you: your utility handles delivery (poles, wires, transformers, billing), but the actual electricity supply comes from the wholesale market. You can either accept the utility's default supply rate — called Standard Service — or choose a licensed competitive supplier.

Standard Service is not a penalty rate. It's set every six months through competitive procurement managed by PURA (the Public Utilities Regulatory Authority). For January through June 2026, Eversource's Standard Service supply rate is 12.64 cents per kWh, and United Illuminating's is 13.695 cents per kWh. These are the generation charges only — your total bill includes delivery, transmission, and public benefits charges on top.

Competitive suppliers are licensed by PURA and offer alternative generation supply rates. Over 41.8 percent of Connecticut electricity customers have switched to a competitive supplier, and competitive suppliers sell 67.6 percent of total electricity in the state (commercial and industrial customers are more likely to shop).

The switching process is straightforward:

Visit the EnergizeCT Rate Board at energizect.com or contact a licensed supplier directly
Compare generation supply rates, contract terms, and plan features
Sign up online or by phone with your chosen supplier
Your new supplier notifies the utility — the switch happens seamlessly on your next meter read
Your utility continues to deliver power and send one consolidated bill
You can return to Standard Service at any time with no penalty

A critical consumer protection: Connecticut law prohibits early termination fees on residential electricity contracts. You can switch suppliers or return to Standard Service whenever you want.

What Connecticut Residents Actually Pay

Let's look at the real numbers for 2026.

Standard Service Supply Rates (January - June 2026)

Utility	Supply Rate	Change from Prior Period	Customers Served
Eversource	12.64 cents/kWh	+29%	~1.3 million
United Illuminating	13.695 cents/kWh	+17%	~341,000

Remember: these are supply rates only. Your total bill includes delivery, transmission, and public benefits charges that add significantly to the per-kWh cost.

Monthly Bill Estimates (700 kWh Usage)

Utility	Estimated Monthly Bill	All-In Rate
Eversource	~$200-220	~29-31 cents/kWh
United Illuminating	~$240-252	~34-36 cents/kWh

The prior period (January through June 2025) had Eversource at 11.19 cents per kWh and UI at 13.5683 cents per kWh for supply. The January 2026 reset hit Eversource customers particularly hard — about $20 more per month compared to the prior period.

There is some good news in the trend. Connecticut rates actually dropped 5.7 percent from January 2025 to January 2026 after spiking badly in 2024. The 2024 period was especially painful due to Millstone contract costs and elevated public benefits charges.

Eversource vs United Illuminating: How They Compare

Connecticut has two electric distribution companies, and which one serves you depends entirely on where you live.

Feature	Eversource	United Illuminating
Service Area	157 cities and towns across CT	Greater New Haven and Bridgeport
Customers	~1.3 million	~341,000
Supply Rate (Jan-Jun 2026)	12.64 cents/kWh	13.695 cents/kWh
Parent Company	Eversource Energy	Avangrid (Iberdrola subsidiary)
Also Provides	Natural gas in parts of CT	Electric only

Both utilities are regulated distribution companies — they do not generate power. Their supply rates differ because they conduct separate competitive procurement processes. Delivery and distribution charges also differ between the two.

To check which utility serves you, look at the header of your electric bill. If it says "Your Electric Supplier Is Eversource" or "United Illuminating," you're on Standard Service. If a different company name appears in the supplier field, you've been switched to a competitive supplier at some point.

For a detailed walkthrough of every charge on your statement, our guide on how to read your electric bill and spot overcharges explains what each line item means and how to catch errors.

Breaking Down Your Connecticut Electric Bill

Your Connecticut electric bill has four main components. Understanding what each one covers helps you see where your money goes — and which portion you can actually control.

Component	Share of Bill	What It Covers	Who Regulates It
Supply/Generation	~42%	Cost of producing electricity	Deregulated (your choice)
Transmission	~15%	Moving power from generators to local grid	FERC (federal)
Distribution/Delivery	~30%	Local poles, wires, transformers, billing	PURA (state)
Public Benefits	~13%	Efficiency programs, renewables, low-income aid	PURA (state)

Only the supply/generation portion changes when you switch suppliers. The other three charges stay the same regardless of who provides your electricity. This is a crucial point: even if you find a supplier charging 2 cents less per kWh for generation, your overall bill only drops by that amount on the 42 percent that represents supply.

Since 2021, the bill breakdown has shifted noticeably. Generation grew from 38 to 42 percent of the average bill. Transmission grew from 12 to 15 percent. Distribution actually shrank from 36 to 30 percent as a share of total costs. Public benefits remained roughly stable as a percentage.

Shopping for a Competitive Supplier: Proceed with Caution

Connecticut's deregulated market gives you the right to choose your electricity supplier, and over 41 percent of customers have done so. But here's something most comparison sites will not tell you: Standard Service is often competitive with — or cheaper than — many supplier offers.

Using the EnergizeCT Rate Board

The official state comparison tool is the EnergizeCT Rate Board at energizect.com. It shows licensed supplier rates, contract terms, and plan details. You can compare options by entering your zip code and reviewing available plans for both residential and business customers.

What to Watch For

Teaser rates that expire. Some competitive suppliers offer attractively low introductory rates that jump significantly after the promotional period ends. Always check the full contract term and what happens after any introductory pricing expires.

Variable-rate plans. Variable rates can spike well above Standard Service during high-demand periods. A rate that looks great in April might be painful in January when heating demand drives natural gas prices up.

Compare total cost, not just supply rate. The supply rate is only part of your bill. Make sure you're comparing apples to apples — some suppliers advertise low supply rates but have different fee structures.

Standard Service as your benchmark. Before switching, know your current Standard Service rate. For January through June 2026, that's 12.64 cents per kWh on Eversource and 13.695 cents per kWh on UI. Any supplier offering a rate above these numbers is charging you more than the default. And since Standard Service resets every six months through competitive procurement, it's already a market-based rate — not a bloated default.

If you do decide to explore your options, Connecticut law provides strong consumer protections: no early termination fees for residential customers, PURA licensing requirements for all suppliers, and the right to return to Standard Service at any time.

For complaints or questions about suppliers, contact PURA's Consumer Affairs Unit at (800) 382-4586.

Time-of-Use Rate Options

Both Connecticut utilities offer time-of-use (TOU) rate plans that charge different prices depending on when you use electricity.

Eversource Rate 7 (Variable Peak Pricing): Peak hours run noon to 8 PM on weekdays. All other hours — evenings, nights, early mornings, and all weekend hours — are off-peak.

United Illuminating Rate RT: Similar structure, with peak pricing from noon to 8 PM on weekdays.

The TOU spread is modest — roughly 3.5 cents per kWh difference between peak and off-peak on the generation component. But for households that can shift significant usage to off-peak hours, the savings add up. Running your dishwasher, laundry, and EV charger after 8 PM instead of during the afternoon makes a measurable difference.

TOU rates work particularly well for EV owners who charge overnight and for households willing to pre-cool their home before noon and let the thermostat coast through peak hours. For a deeper look at making TOU rates work for you, check out our guide on time-of-use electricity rates and how to pay less.

Solar Energy in Connecticut: Still Worth It?

Connecticut's high electricity rates have always made solar panels financially attractive — the more expensive your grid power, the more valuable each kilowatt-hour your panels produce. But the solar landscape shifted significantly in 2026, and you need to understand the new math before making a decision.

The Big Change: No More Federal Tax Credit for Homeowners

The federal Section 25D residential solar tax credit expired on December 31, 2025, under the One Big Beautiful Bill Act signed July 4, 2025. If you buy a solar system with cash or a loan in 2026, you receive no federal tax credit. This is a major change — the 30 percent credit was a cornerstone of residential solar economics for years.

Commercial and lease/PPA solar systems still have access to the Section 48E Investment Tax Credit through mid-2026, which means going solar through a lease or power purchase agreement may still capture some federal benefit indirectly.

Another Change: New Non-Bypassable Charge

Starting January 1, 2026, a new 3.25 cents per kWh non-bypassable charge applies to all solar energy produced by new residential systems (those applying for interconnection on or after that date). This reduces the effective value of every kilowatt-hour your panels generate.

State Incentives That Remain

Despite the federal credit loss, Connecticut still offers meaningful solar incentives:

RRES net metering: Retail-rate bill credits for excess generation sent to the grid
Property tax exemption: 100 percent permanent exclusion — your solar system will not increase your property taxes
Sales tax exemption: The 6.35 percent state sales tax is waived on solar equipment
CT Green Bank Smart-E loans: 6.99 to 7.99 percent APR financing for solar installations
Energy Storage Solutions: Battery incentives of $250 to $600 per kWh upfront

The Bottom Line on Solar

Solar can still make financial sense in Connecticut because of the state's extremely high electricity rates. Offsetting power at 27 to 32 cents per kWh is valuable even without federal incentives. But the loss of the 30 percent tax credit and the new 3.25 cent per kWh charge mean you need to run updated numbers carefully before committing.

If you're considering solar, our guide to choosing the best solar panels for your home walks through the key decisions, and pairing panels with a battery system can provide backup power and additional savings.

Offshore Wind: Revolution Wind Comes Online

In March 2026, Revolution Wind — a 304 MW offshore wind project developed by Orsted — began delivering power to the New England grid. It's the first offshore wind project serving Connecticut, and it represents a significant step in the state's clean energy transition.

The project had a rocky path. It was 80 percent complete when the Bureau of Ocean Energy Management (BOEM) issued a stop-work order in August 2025. Governors Lamont and McKee (of Connecticut and Rhode Island) confirmed the project was back on track by September 2025, and it reached first power in March 2026 with full commercial operation expected later in 2026.

What Revolution Wind means for your bill: The project operates under a 20-year power purchase agreement with Connecticut utilities at a blended price of $99 per MWh (about 9.9 cents per kWh) for energy plus renewable attributes. When electricity plus renewable energy credits sell for less than $99 per MWh on the market, customers cover the difference through the public benefits charge. When market prices exceed $99 per MWh, customers receive a credit.

The Connecticut Department of Energy and Environmental Protection (DEEP) estimates that canceling Revolution Wind would have cost New England ratepayers approximately $500 million per year in higher regional energy market costs. Over its 20-year life, the project is projected to save Connecticut ratepayers $150 to $200 million in public benefits charges.

For context, the larger Park City Wind project (also planned for Connecticut) was canceled in October 2023 when developer Avangrid cited "unprecedented economic headwinds." That capacity has not been replaced, leaving Revolution Wind as Connecticut's sole active offshore wind project.

Practical Savings Strategies

You cannot change Connecticut's natural gas constraints or transmission costs. But you can take specific actions to reduce what you pay.

Energize CT Programs

Home Energy Solutions (HES) is one of the most valuable programs available to Connecticut homeowners. It provides an in-home energy assessment that identifies where your home is losing energy and what improvements would make the biggest difference.

Income-eligible households: No-cost assessment plus 100 percent off insulation costs
All households: Subsidized assessment and discounted weatherization measures

If your home is drafty, under-insulated, or has air sealing gaps, HES can dramatically reduce your heating and cooling costs. A home energy monitor can help you track the before-and-after impact.

Heat Pump Incentives

Connecticut offers strong heat pump rebates through Energize CT — especially relevant since heat pumps can cut heating costs significantly compared to oil, propane, or electric resistance heat.

Tier	Rebate	Maximum	Requirement
Standard Air Source	$250/ton	$2,500	Switching from oil, propane, gas, or electric resistance
Energy Optimization	$1,000/ton	$10,000	Full whole-home heat pump replacement
Weatherization Bonus	$500	$500	Complete HES weatherization + heat pump within 12 months

Limited-time financing at 0.99 percent APR is available through June 30, 2026. If you're considering a heat pump, our guide to the best heat pumps for home covers the key decisions, and our whole-home electrification guide maps out a complete transition plan.

EV Incentives

The CHEAPR (Connecticut Hydrogen and Electric Automobile Purchase Rebate) program still offers:

BEV rebate: $1,000 (increased from $500 as of October 2025)
PHEV rebate: $500
Charger incentive: $1,500 for purchase and installation
Rebate+: Additional incentives for income-qualified families

Note that the federal EV tax credit expired September 30, 2025, and new legislation restricts residential charging rebates to income-qualified households only starting in January 2026.

Smart Thermostat and Energy Management

A smart thermostat is one of the simplest upgrades you can make. It will not offset Connecticut's high base rates, but cutting 10 to 15 percent off your heating and cooling usage at 27 to 32 cents per kWh translates to meaningful dollar savings.

If you want deeper visibility into where your electricity goes, a home energy monitor can identify which appliances and systems are consuming the most power. For tips on reducing usage across the board, our guide on how to cut your electric bill in half covers the highest-impact strategies.

Low-Income Assistance Programs

Connecticut offers several programs for residents who struggle to afford their electric bills. If you or someone you know qualifies, these programs can provide significant relief.

CEAP / LIHEAP (Energy Assistance)

The Connecticut Energy Assistance Program helps low-income households pay their primary heating source bills.

Eligibility: Income at or below 60 percent of State Median Income
2025-2026 benefit amounts: $295 to $595 basic; $345 to $645 if a vulnerable person lives in the household
Benefits paid directly to your utility or fuel vendor
Application deadline: May 29, 2026
CEAP recipients may also qualify for payment matching plans, shutoff protection, and heating equipment repair or replacement

Note that federal LIHEAP funding has faced elimination threats — if you qualify, apply sooner rather than later.

R-2 Discount Rate

Low-income residents may receive a 10 or 50 percent discount on electric rates. Eligibility is tied to participation in assistance programs including LIHEAP, SNAP, TANF, and Head Start, among others.

Arrearage Forgiveness (Matching Payment Program)

If you're behind on utility bills, the Matching Payment Program (MaPP) can help eliminate past-due balances. It's mandated by Connecticut statute for customers eligible for energy assistance (income at or below 60 percent of State Median Income). If you keep current payments up to date, your past-due balance is gradually forgiven over time.

Generation Power CT

Formerly known as Operation Fuel, this program opens twice per year and provides one-time energy assistance grants of up to $500 toward utility bills or fuel delivery.

Winter Shutoff Protection

Connecticut has the longest winter moratorium in the country. From November 1 through May 1, eligible hardship households are protected against disconnection of their heat source. Electric and gas companies cannot disconnect residential customers with financial hardship designation during this period.

Additionally, gas and electricity may not be shut off at any time of year if a physician certifies a life-threatening medical condition in the household.

To apply for any of these programs, call 211 or contact your utility directly.

Frequently Asked Questions

What is the average electricity rate in Connecticut?

As of early 2026, the all-in average residential rate is approximately 27 to 32 cents per kWh, depending on your utility and the specific rate period. This is roughly 52 percent higher than the national average of about 18 cents per kWh. The supply portion alone is 12.64 cents per kWh on Eversource and 13.695 cents per kWh on United Illuminating (January through June 2026), with delivery, transmission, and public benefits charges adding substantially to the total.

Why is my Connecticut electric bill so high?

Six factors drive Connecticut's high rates: natural gas pipeline constraints that make fuel 45 percent more expensive than neighboring states, transmission costs that have risen 63 percent since 2018, the Millstone nuclear power purchase agreement, over $1 billion per year in public benefits charges, renewable portfolio standard compliance costs, and a short-term procurement model that exposes ratepayers to market volatility. No single factor is responsible — they compound together.

Can I choose my electricity supplier in Connecticut?

Yes. Connecticut has been deregulated since 2000. You can compare licensed suppliers on the EnergizeCT Rate Board at energizect.com and switch at any time. There are no early termination fees for residential customers. However, Standard Service is often competitive with supplier offers — do not assume switching will automatically save you money. Always compare rates carefully.

What is Standard Service and is it a good deal?

Standard Service is the default supply rate for customers who have not chosen a competitive supplier. It's set every six months (January 1 and July 1) through competitive procurement managed by PURA. It is a regulated, market-based rate — not a penalty rate. For many residential customers, Standard Service is as good or better than competitive supplier offers, especially compared to variable-rate plans that can spike during high-demand periods.

Is solar still worth it in Connecticut without the federal tax credit?

It depends on your specific situation, but potentially yes. Connecticut's high electricity rates (27 to 32 cents per kWh) mean solar offsets very expensive grid power. State incentives remain in place: RRES net metering credits, property tax exemption, sales tax exemption, and CT Green Bank financing. However, the loss of the 30 percent federal credit and the new 3.25 cents per kWh non-bypassable charge for new systems significantly change the financial math. Run updated numbers with a qualified installer before committing — the payback period is longer than it was in 2025, but Connecticut's extreme rates still make the economics more favorable than in most states.

What help is available if I cannot afford my electric bill?

Several programs exist: CEAP/LIHEAP energy assistance ($295 to $645 per year), the R-2 discount rate (10 to 50 percent off your electric rate), Generation Power CT grants (up to $500), arrearage forgiveness through the Matching Payment Program to eliminate past-due balances, and winter shutoff protection from November 1 through May 1 — the longest moratorium in the country. Call 211 or contact your utility to start the application process.

When do Connecticut electricity rates change?

Standard Service supply rates change every January 1 and July 1. Distribution and transmission rates change through separate PURA and FERC proceedings on their own schedules. Public benefits charges can adjust throughout the year. The semi-annual supply rate changes are the most visible to consumers and can cause significant bill swings — the January 2026 Eversource supply rate was 29 percent higher than the prior period.

What is the public benefits charge on my bill?

It's a line item funding state-mandated programs: energy efficiency (Energize CT), renewable energy compliance, low-income assistance, grid reliability, and clean energy initiatives. Connecticut ratepayers collectively pay over $1 billion per year through this charge. In 2025, the state borrowed $155 million to help offset these costs. The programs funded by this charge include Home Energy Solutions, heat pump rebates, and low-income bill assistance — so while the charge is large, it funds programs that many ratepayers can access directly.

Your Connecticut Electricity Action Plan

Here's a concrete plan to start reducing your electricity costs this week.

Today:

Pull out your most recent electric bill. Identify your utility (Eversource or United Illuminating), your current supply rate, and whether you're on Standard Service or a competitive supplier.
Check your supply rate against the current Standard Service rates: 12.64 cents per kWh (Eversource) or 13.695 cents per kWh (UI). If your supplier is charging more, consider switching back.

This Week:

Visit the EnergizeCT Rate Board at energizect.com. Compare available supplier rates to your current Standard Service rate. Only switch if a fixed-rate plan clearly beats Standard Service — and be skeptical of variable-rate offers.
Schedule a Home Energy Solutions assessment. If you're income-eligible, the assessment and insulation work may be completely free. Even at standard pricing, the subsidized cost is well below market rate. Call Eversource or UI to schedule.
Check whether you qualify for assistance programs. If your income is at or below 60 percent of State Median Income, you may be eligible for CEAP energy assistance, the R-2 discount rate, and arrearage forgiveness. Call 211 to find out.

This Month:

If you heat with oil, propane, or electric resistance, look into heat pump rebates through Energize CT. The 0.99 percent APR financing offer expires June 30, 2026. At Connecticut electricity rates, heat pumps can pay for themselves faster than in most states.
Consider a smart thermostat if you do not already have one. At 27 to 32 cents per kWh, even a 10 percent reduction in heating and cooling usage saves $200 or more per year.
If you're interested in solar, get quotes from at least three installers and ask them to run updated payback calculations that account for the loss of the federal tax credit and the new 3.25 cent non-bypassable charge. Do not rely on estimates based on 2025 incentive levels.

Ongoing:

Mark your calendar for July 1, 2026, when Standard Service supply rates reset. Check your bill after the reset and compare to competitive supplier options again.
Review your bill every month using our guide to reading your electric bill. Look for unexpected supplier changes, rate increases, or charges that do not match your usage.

Connecticut's electricity rates are among the highest in the country, and the structural factors behind them — pipeline constraints, transmission costs, long-term contracts — are not going away quickly. But informed consumers who take advantage of available programs, compare their options carefully, and invest in efficiency improvements can meaningfully reduce what they pay. The savings will not make Connecticut's rates feel cheap, but they can make them more manageable.